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The Decoder

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Major US banks are locking out AI agents that log in with customer credentials

Customers are letting AI agents use their credentials to access accounts at Morgan Stanley, JPMorgan, and other major U.S. banks, sometimes without direct instructions. Morgan Stanley has blocked agents, while other banks are restricting access. Most plan to limit agents to…

The DecoderBy: Manuel UthOctober 22, 2026 (15 hours ago)
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AI Summary & Key Takeaways

  • Customers are letting AI agents use their credentials to access accounts at Morgan Stanley, JPMorgan, and other major U.S
  • banks, sometimes without direct instructions
  • Morgan Stanley has blocked agents, while other banks are restricting access
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Major US banks are locking out AI agents that log in with customer credentials

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